Graham Cooper first became an expat when he moved from his native England to Toronto, Canada in 1972, to pursue what would be a long and prosperous career in mechanical engineering. When he became eligible for retirement after 30 years with the same employer at the age of 55, he didn’t hesitate. “I figured, why would I work any longer if I can retire now,” Graham reflects. “My company offered me a nice retirement package including my pension and health benefits until I die, so I took it and planned to pursue my passion for travel.”